Credit History

What’s Needed To Get Pre-Approved For A Home Loan

Buying a home can be an exciting but daunting process, especially if you’re a first-time homebuyer. One of the very first steps in the home buying process is getting pre-approved for a home loan. Pre-approval gives you an idea of how much you can afford to spend on a home and shows sellers that you’re … Read more

Home Loan Pre-Approval vs. Approved: What’s the Difference?

When it comes to buying a home, securing a mortgage is a critical step in the process. Before you start house-hunting, it’s essential to understand the difference between home loan pre-approval and approved. Both terms refer to the process of obtaining a mortgage, but they have distinct meanings and implications. What is Home Loan Pre-Approval? … Read more